Introduction
Hi, I’m Max – A High Performance Coach.
If you grew up in a family where money was a constant source of stress, today’s reading is for you.
The money attitudes and beliefs that are ingrained in us from our early years often unconsciously shape our financial mindset in ways we’re not even aware of. These deeply rooted beliefs can silently dictate our financial behavior, making it hard to see just how much they influence us. But here’s the good news: If you’re already reading today’s article, then you’re already creating a shift. And yes, you can shift your relationship with money.
In today’s reading, we’ll explore three powerful steps to help you gain ownership over your financial story.
1) Awareness is Key
Most of the time, we can’t see the ground we’re standing on. The money beliefs that we carry don’t feel like beliefs—they feel like facts. Why? Because we’ve seen these patterns play out in our parents’ lives, and they’ve become ingrained as our “truth.” But those beliefs aren’t necessarily true—they’re just inherited, not universal.
Here are five prompts to help you start gaining awareness of your money beliefs:
- “Money is __________.”
- “To become wealthy, I must __________.”
- “People with money are __________.”
- “My parents taught me that money is __________.”
- “To make more money, I should __________.”
These questions force you to look inward. Notice the answers you’ve given and reflect on where these beliefs came from. More importantly, ask yourself: Are these beliefs serving you? If not, it’s time to make a conscious decision to replace them. You don’t have to accept beliefs just because they’ve been passed down to you.
2) Take Charge of Your Relationship with Money
Once you’ve gained awareness, the next step is taking ownership of your money story. This is where many of my clients have gotten get stuck—still attached to old beliefs that don’t serve them but unsure of how to shift. Here’s the key: ask yourself, “How do I really want to feel about money?”
Here’s a powerful insight: it’s nearly impossible to attract something you don’t feel good about. Just like in any relationship, how you feel about money will dictate how you treat it. If you feel negatively about it, it’ll be harder for you to attract and manage it effectively. So, take some time to rewrite your money story. Write down three new beliefs you want to hold, even if they don’t feel entirely true yet. For example:
- “Money flows to me effortlessly.”
- “I always have more than enough.”
- “I am capable of creating wealth with ease.”
This is the process of creating a new money identity. Like building a relationship, it takes time to make these beliefs feel authentic, but with practice, they will integrate over time.
3) Recognize That You Are Not Your Parents
Let’s face it—this one is a thorny one. You might logically understand that you’re not your parents, but deep down, it’s easy to feel that your fate is tied to theirs. Here’s the truth: You are not your parents. Yes, they shaped your early experiences, but you have the power to draw new boundaries, make different choices, and define your own financial path.
As I’ve discussed in my article about growing up as an adult, true adulthood is about taking conscious control of your life, and that includes your relationship with money. Your parents’ financial struggles don’t have to be yours. You have the opportunity to build a different story, to be the one who breaks the cycle and creates a healthier financial future for yourself and the generations after you.
Conclusion
Money can be an emotional and tricky topic, but the truth is, money doesn’t have to be difficult to make or manage when your relationship with it is healthy. The journey begins with awareness, evolves through taking charge, and culminates in recognizing your own power to change. Break free from the old beliefs and step into a new money reality.
If today’s reading resonated with you, let’s have a conversation here.
